Insurance questions
Moderator: Mike Clay
Insurance questions
I'm interested in hearing any recomendations regarding insurance in general, but I'm also wondering if anyone knows anything about insurance for an under-25 age group or who to ask. Asking for a quote from progressive came up as "unacceptable risk". I've driven a full-size school bus for 5 years, but all they're looking at is age.
- campswithcritters
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Re: Insurance questions
It will be tough to find for such a heavy high profile vehicle given the age factor. Do you plan to live in the trailer? If so I recommend checking Explorer Insurance, they specialize in full-timers. www.ExplorerRV.com or call 888-774-6778. Might check Foremost also 800-237-2060 as they do a lot of RV insurance. Hope you can find something!Trish wrote:I'm interested in hearing any recomendations regarding insurance in general, but I'm also wondering if anyone knows anything about insurance for an under-25 age group or who to ask. Asking for a quote from progressive came up as "unacceptable risk". I've driven a full-size school bus for 5 years, but all they're looking at is age.
Bruce & Sharon Full-time since Nov 06
Boogie, & Jack ("the critters")
Boogie, & Jack ("the critters")
- Don Wilson
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Insurance
Trish,
Bruce gives good advice about the fulltiming
You might also check with GMAC http://www.gmacinsurance.com/ or 1-800-462-2123. They write RV insurance as well and are recommended by Good Sam and Camping World! I can tell you from personal experience they are not inexpensive!!!
The age issue is going to be very expensive because of the experience factor that younger drivers have more accidents and drive faster! They don't look at each individual driver only the age category. If you find insurance don't tell them you are moving to Southern California or it will increase even more.
Don
Bruce gives good advice about the fulltiming
You might also check with GMAC http://www.gmacinsurance.com/ or 1-800-462-2123. They write RV insurance as well and are recommended by Good Sam and Camping World! I can tell you from personal experience they are not inexpensive!!!
The age issue is going to be very expensive because of the experience factor that younger drivers have more accidents and drive faster! They don't look at each individual driver only the age category. If you find insurance don't tell them you are moving to Southern California or it will increase even more.
Don
We don't know a stranger only friends we haven't met yet!
Don
2019 Cardinal 3350RLX Luxury Edition
2014 Dodge 3500 2WD DRW Long Bed
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Don
2019 Cardinal 3350RLX Luxury Edition
2014 Dodge 3500 2WD DRW Long Bed
2025 Nights Camped 30
2024 Nights Camped 75
2023 Nights Camped 33
Rallies Attended - 51
Frog - 5
- Chief409
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Re: Insurance
Or Philadelphia, the San Francisco Bay Area or any other major metro area. When I moved from Kern County in California to the SF Bay Area, my vehicle insurance doubled. Five years later we moved to Bucks County in SE Pennsylvania and it doubled again (the No Fault insurance factor). We're back in Kern County now, after another stint (14 years) in the SF Bay, and ain't moving no more! What we save on insurance makes the payments on the 'Bird.Don Wilson wrote:If you find insurance don't tell them you are moving to Southern California or it will increase even more.
Don
Jeff & Terry
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U.S.N. Ret
2012 F350 Lariat FX4 6.7 Diesel Dually, Crew Cab, LWB, 50 gal Transfer Flow toolbox/tank
2007 Cardinal 30WBLE, "the 'Bird", ONAN gen.
The more I see in my travels, the more I realize there is so much more to see.
- Mike Clay
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Re: Insurance questions
Funny about Progressive saying unacceptable risk thats what they deal in, my son is with progressive and he is 22 with a couple of tickets 

Mike, Susanna & Rudy
2016 3850RL Estate "Proto Grigio"
2019 Silverado 3500HD Dually D/A 4x4 LTZ
My dreams are too big for my wallet
Rallies attended - 32
Nights camping in 2013:159 2014:269 2015:Full Timers
2016 3850RL Estate "Proto Grigio"
2019 Silverado 3500HD Dually D/A 4x4 LTZ
My dreams are too big for my wallet
Rallies attended - 32
Nights camping in 2013:159 2014:269 2015:Full Timers
Re: Insurance questions
I had a "Brand X" TT a friend of mine was using on weekends, was in Bolivar TX when the storm hit Galveston. The friend could not move my old trailer because he lived about 90 miles away. Insured with Progressive, I'm waiting for a check. Can't complain. Of course, I'm an old fogey that was not living in that trailer.