residency etc

Ask the experts about tricks of the trade. Find out what it is like to be a full timer. What should you bring along and what should you leave home.

Moderator: Mike Clay

Post Reply
Smithc196
Posts: 8
Joined: Sun Jul 05, 2009 5:42 pm
Location: Ohio Glouster
Cardinal Owners: 2009 Cardinal 37RL
Location: Ohio Glouster

residency etc

Post by Smithc196 »

Hi to all,

I hope to be a full timer this fall, or at the latest next spring. Winter in FL (or similar) would be nice, too :d From those who already enjoy this lifestyle can you tell me how you deal with residency? Are the various "clubs" like PA or Escapees worth the dollars spent? Any, and I mean "any" advice will be appreciated.

Thanks,
Cliff
Travelers

Re: residency etc

Post by Travelers »

Some people use SD and others use TX. There was an article recently in one of the camping magazines that discussed it. They discussed the many things to consider; income tax, personal property tax, vehicle insurance, registration/fees/inspection, medical insurance, voting and more.

As far as the "clubs" to get reduced cg rates, you need to belong to a couple of them if you like to travel around. If not, you're stuck with the cg in your package. We have coast to coast for the fixed $10/night and use camp club USA to get reduced rates. We are looking at others. We met a Canadian couple who camp free or spend $10/night for 6 months in the states. They belong to 4 clubs. Costly up front but is paying off in its 5th year.
User avatar
campswithcritters
exempt member
Posts: 3417
Joined: Sat Apr 08, 2006 2:19 am
Location: Texas Most of the year!
Cardinal Owners: 2005 34RLT
Skype ID: campswithcritters
Location: Texas New Caney (Deceased)

Re: residency etc

Post by campswithcritters »

Escapees works for us and the price not bad at all. TX address, TX registrations etc.
Bruce & Sharon Full-time since Nov 06
Boogie, & Jack ("the critters")
User avatar
gatekper
Posts: 283
Joined: Fri Sep 10, 2010 8:07 pm
Location: Texas Gatesville
Cardinal Owners: 2001 32 XL triple slide
[url=http://www.freesmileys.org/smileys.php][img]http://www.freesmileys.org/smileys/smiley-char054.gif[/img][/url]
nights camped in 2011 143
nights camped in 2012 80 and counting
Location: Texas Gatesville

Re: residency etc

Post by gatekper »

Here are a few sites that I have used to make my decisions of where I want to retire. As stated SD & TX are the best as far as taxes, but each perosn has thier own preferences as where they might go as there are a few other states that are not to bad either. I hope that this helps you as it did me. :-ss :-\ #:-s
Dale
http://retirementliving.com/RLtaxes.html
http://www.topretirements.com/reviews/
http://www.dmvnv.com/50_state_dmv_list.html
http://www.bankrate.com/calculators/mor ... d=m1033763
Dale T & Anita K
U.S.N. Ret Image
2001 32 XL triple slide
2003 F250 crew cab Power Stroke
nights camped in 2011 ...198 nights
Travelers

Re: residency etc

Post by Travelers »

User avatar
Don Wilson
Region Leader Admin
Posts: 7408
Joined: Sat Mar 25, 2006 3:27 pm
Location: California Riverbank
Cardinal Owners: 2019 3350
Location: New Mexico - California

Re: residency etc

Post by Don Wilson »

Here is another tool to help you in your decision.

http://content.kiplinger.com/tools/retiree_map/

Don
We don't know a stranger only friends we haven't met yet!

Don
2019 Cardinal 3350RLX Luxury Edition
2014 Dodge 3500 2WD DRW Long Bed

2023 Nights Camped 33
2022 Nights Camped 24
2021 Nights Camped 46


Rallies Attended - 50
Frog - 5
bilmorvn
Posts: 456
Joined: Sun Dec 09, 2007 1:08 pm
Location: We're fulltimers and have never been physically to our address in Madison SD! Will get there probably when we renew our DL. Try to stay not too warm or cold. Usually go to Mexico in the winter which we love. Will gladly answer ?s about full timing or Mexico.
Cardinal Owners: Have a 2008 35 SB. Had ordered exactly what we wanted and then had to cancel since they changed floorplans. Wanted the W/D in the bathroom, not bedroom. Have some problems, but we love the layout. Have made many modifications including larger windows in small S/O, furniture, cabinet work, 46" TV.
Location: South Dakota Madison

Re: residency etc

Post by bilmorvn »

This is our experience based on 18 yearsof fulltiming. We are Escapees(SKPs) and have been since we started. We were extremely please with their mail forwarding service and the fact that TX had no state income tax. Long story short when we bought the Bird, we were going to have to pay a hefty sales tax to register it in TX. Checked out SD which doesn't have state income tax either and found that we only had to pay a one time 3% excise tax--much less than the sales tax in TX. Bonus was that our truck insurance was basically halved; paying the amount we paid in excise tax over three yrs.
also there is no vehicle inspection and license fees are slightly less and you can get your driver's license in any county in SD unlike TX where you have to go to your county of residence. We are happy with our mail forwarding service and voting is easy. We feel more involved in SD since their population is so small.

We encourage everyone to become a SKP member. Vist their web site www.escapees.com Most importantly they are strong voice in the RV world from the RVers point of view. They have annual education programs--Escapades and one can learn a lot. I always refer to them as a "Blue collar" RV club. they have a limited park system.
BillMoRex&Princess
Fulltiming since 8/93
2008 35 SB/ 2006 Chev Duramax
Post Reply